How does Nance connect to my bank accounts?

1 min read

Summary

Nance connects to your bank accounts through a secure, OTP-based authentication process using your registered mobile number. Once verified, it automatically fetches and updates your transactions.


How This Works in Nance

Nance uses a secure, bank-authorized connection flow to access your account data—no manual uploads, no hacks, no shortcuts.

Here’s what happens behind the scenes:

1. Identity Verification via Mobile Number

  • Your bank account is linked to your registered mobile number
  • During connection, the bank sends an OTP to this number
  • This ensures that only you can authorize access

2. Secure Account Discovery

  • After verification, Nance discovers your bank accounts associated with that number
  • You choose which account(s) to connect

3. Permission-Based Access

  • Nance only gets read-only access to your transactions
  • It cannot make payments, transfers, or changes to your account

4. Automatic Transaction Sync

  • Once connected, Nance starts fetching your transactions automatically
  • ❌ There is no manual refresh—everything is handled in the background

Why This Matters

  • No need to enter transactions manually (except cash, if you want)
  • Your data stays secure, consistent, and always up to date
  • You get real-time insights without constantly “refreshing” anything

It’s basically your bank talking to Nance—securely, quietly, and on schedule.

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