Summary
When you connect your accounts, Nance receives your transaction data and basic account details. It only gets read-only access—no passwords, no control over your money.
How This Works in Nance
Nance accesses your data through a secure, consent-based connection (Account Aggregator). This means it only receives the information required to track and analyze your finances.
What Nance Receives
- Transaction Data
- Date, amount, and merchant/description
- Debit or credit indicator
- Basic Account Details
- Bank name
- Account type (savings, credit card, etc.)
- Masked account identifiers (for recognition)
- Balance Information (if supported)
- Current account balance (for some banks)
What Nance Does NOT Receive
- ❌ Your bank login credentials (username/password)
- ❌ Full account numbers or sensitive identifiers
- ❌ Access to perform transactions (no transfers, no payments)
Nance operates with read-only access only.
How This Data Is Used
Once received, Nance uses this data to:
- Automatically track and categorize transactions
- Generate insights and spending analytics
- Power budgets, reports, and smart scenarios
- Show a unified view across all your accounts
Why This Matters
- You get a complete financial picture without manual effort
- Your data remains secure and permission-based
- You stay in control—Nance only sees what you allow
We read your money story. We don’t touch the plot.