Summary
Nance uses your financial data to track transactions, generate insights, manage budgets, and power the AI assistant—without ever controlling your money.
How This Works in Nance
Nance processes your data to turn raw transactions into clear, actionable financial understanding.
1. Transaction Tracking
- Organizes all your transactions from:
- Bank accounts
- Credit cards
- Cash (if added)
- Displays them in a structured, easy-to-view format
2. Categorization & Structuring
- Automatically assigns:
- Category and subcategory
- Payment channel
- Contact (where possible)
- This structured data becomes the foundation for all features
3. Insights & Analytics
- Uses your data to generate:
- Spending breakdowns
- Trends over time
- Top expenses and patterns
- Helps you understand:
- Where your money goes
- How your behavior changes
4. Budget Tracking
- Maps transactions to category-based budgets
- Tracks:
- Budget usage
- Remaining limits
- Overspending
5. AI Assistant (VUI + Text)
- Uses your data to:
- Answer questions
- Provide summaries
- Generate Smart Insights
6. Personalization
- Learns from:
- Your category edits
- Contact updates
- Improves:
- Categorization accuracy
- Relevance of insights
What Nance Does NOT Do
- ❌ Does not store bank credentials
- ❌ Does not make transactions or move money
- ❌ Does not use your data without consent
Important to Know
- Data is used only for:
- Tracking
- Analysis
- Improving your experience
- You remain in full control of your accounts and data access
Your data isn’t just stored.
It’s turned into clarity.